Retirement Talk Podcast
Redefining Wealth with Laura Stover
Welcome to the Retirement Talk Podcast, where we redefine wealth and your money with Laura Stover. Join us to maximize your financial efficiency and fulfill your lifestyle in retirement.
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Featured Episodes
147. The Best Retirement Plans of 2023
Americans have been falling behind on retirement planning for some time now, and the past two years have only increased the difficulty to save money and grow a nest egg. This recent trend emphasizes the importance of proper planning, and we want to share some of the...
146. Are Bonds a Good Investment During a Recession?
If you go back to October of 2022, youโll find the worst 12-month period ever for bonds. With the pressure on the economy, bonds struggled right alongside many other investments. The last year showed us many investors move to bonds during periods of volatility, and...
145. Planning Your First Required Minimum Distribution
For the vast majority of retirees, there will come a time when the IRS comes calling and youโre required to start taking money out of qualified retirement accounts. These required minimum distributions (RMDs) are a great planning opportunity and a chance to have some...
Retirement Talk Podcast
Redefining Wealth with Laura H. Stover, RFCยฎ
Laura Stover is the host and producer of The Retirement Talk Podcast and radio show. With over 23 years of experience, in business and wealth management, she has combined her years of financial experience with her expertise to create an approach to building and sustaining wealth that most conventional advisors never even consider.
She has always been an industry innovator. Creating the Redefining Wealth Processโ is one of the hallmark accomplishments of her career.
She was featured in New York City on Wallstreet today in June of 2022, discussing the success of her proprietary process Redefining Wealth and its impact on clients she has helped across the nation.
Seeing a need for retirement planning that has purpose and balance, this process ensures that the six key pillars to financial planning are addressed with meaning and balance to mitigate the many risks retirees face in the modern era of retirement.
Laura attended the Wharton School, University of Pennsylvania, with certification in entrepreneurship and leadership. Also, an alumnus of Huntington University attending for a Bachelor of Arts degree and Northwest State community college with an emphasis in Business Management.
She holds the designation of Registered Financial Consultantยฎ and is a member of the International Association of Registered Financial Consultants.
She serves as CEO of LS Wealth Management LLCโ , and owner and founder of LS Tax LLC a tax and consulting firm.
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The Weekend BriefSM
Sign up and receive The Weekend Brief, delivered straight to your inbox each and every Friday. A collection of hand-selected articles chosen for you along with a break down on topics most important during these financial times.
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Latest Retirement Talk Podcast Episodes
175. What Clients (Actually) Value Most in a Financial Advisor
In this episode of Retirement Talk: The Redefining Wealth Show, Laura Stover, RFCยฎ and Michael Wallin, CFPยฎ delve into what clients value most in a financial advisor. The importance of effective communication between clients and advisors and the need for a...
174. What is an Annuity and When Is It A Smart Investment?
Today, Laura Stover, RFCยฎ and Michael Wallin, CFPยฎ discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the significance of having a solid plan in place, especially in the face of economic...
173. The Baby Boomer Dilemma Documentary Exposes Americaโs Failed Retirement Experiment
Laura Stover, RFCยฎ and Michael Wallin, CFPยฎ discuss the Baby Boomer Dilemma documentary and its implications for pre-retirees and retirees. The film talks about many topics we routinely cover on the show- the growing national debt crisis, the potential for higher tax...
172. Why 1966 Was The Worst Year to Retire (and why it matters in 2023)
Laura Stover, RFCยฎ and Michael Wallin, CFPยฎ discuss why 1966 was the worst year to retire and why it matters in 2023. They explore the market downturn in 1966 and its impact on retirees, as well as the similarities and differences between that time period and the...
171. Are You Making These 5 Common Portfolio Mistakes?
Investors often underestimate the risk in their portfolio.ย Today, ย Laura Stover, RFCยฎ and Michael Wallin, CFPยฎ break down 5 common portfolio mistakes, as outlined by Christine Benz in Morningstar.ย They are portfolio sprawl, when your assets often overlap and...
170. Retirement Risks
ย Retirement planning involves mitigating risk and understanding the various risks that retirees face. Laura Stover and Michael Wallin break down these risks today, including reduced earnings capacity, visible spending constraint, heightened investment risk, unknown...
169. Do You Have a Cookie Cutter Portfolio?
In this episode, Laura Stover, RFCยฎ and Michael Wallin, CFPยฎ, discuss the concept of a cookie-cutter retirement portfolio and its implications for retirees. They start by addressing the recent news of the US being downgraded due to its high debt levels. They...
168. What is a Registered Investment Advisor?
ย Once you make the decision to take the next step toward ensuring a solid financial future, the next is who you should work with. There are all types of financial professionals that provide a variety of services, and one that we get asked about is the registered...
167. Understanding Stock Market Concentration
Big tech has seen strong gains in 2023 and has outpaced most other sectors. In doing so, the S&P 500 has also performed well, but when you take away a handful of tech companies like Apple, Microsoft, Amazon, Meta and others, the S&P 500 is only up 2%. This is...
166. How to Properly Evaluate Investment Fees
Every investor, whether you do it yourself or have professional help, needs to understand the fees they are paying because this is one of the most important factors attributing to investment performance overall. Fees can really eat into returns but they might also...
165. How to Stress Test Your Financial Plan
No one can predict the future of finance, so how do you make sure your portfolio is able to withstand the inevitable swings in the market? The answer is through stress testing, which has proven to be a valuable tool in financial planning. In this episode, Laura...
164. Beware of the Pitfalls of SECURE Act 2.0
Weโre more than halfway through 2023 and weโve already seen the impact SECURE Act 2.0 has on retirement planning. These first six months have given the financial industry time to identify some of the potential pitfalls that the legislation creates for retirees. In...
