Retirement Talk Podcast Episodes

Uncategorized Podcasts

175. What Clients (Actually) Value Most in a Financial Advisor

175. What Clients (Actually) Value Most in a Financial Advisor

In this episode of Retirement Talk: The Redefining Wealth Show, Laura Stover, RFC® and Michael Wallin, CFP® delve into what clients value most in a financial advisor. The importance of effective communication between clients and advisors and the need for a...

174. What is an Annuity and When Is It A Smart Investment?

174. What is an Annuity and When Is It A Smart Investment?

Today, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the significance of having a solid plan in place, especially in the face of economic...

171. Are You Making These 5 Common Portfolio Mistakes?

171. Are You Making These 5 Common Portfolio Mistakes?

  Investors often underestimate the risk in their portfolio.  Today,  Laura Stover, RFC® and Michael Wallin, CFP® break down 5 common portfolio mistakes, as outlined by Christine Benz in Morningstar.  They are portfolio sprawl, when your assets often overlap and...

170. Retirement Risks

170. Retirement Risks

 Retirement planning involves mitigating risk and understanding the various risks that retirees face. Laura Stover and Michael Wallin break down these risks today, including reduced earnings capacity, visible spending constraint, heightened investment risk, unknown...

169. Do You Have a Cookie Cutter Portfolio?

169. Do You Have a Cookie Cutter Portfolio?

  In this episode, Laura Stover, RFC® and Michael Wallin, CFP®, discuss the concept of a cookie-cutter retirement portfolio and its implications for retirees. They start by addressing the recent news of the US being downgraded due to its high debt levels. They...

168. What is a Registered Investment Advisor?

168. What is a Registered Investment Advisor?

 Once you make the decision to take the next step toward ensuring a solid financial future, the next is who you should work with. There are all types of financial professionals that provide a variety of services, and one that we get asked about is the registered...

167. Understanding Stock Market Concentration

167. Understanding Stock Market Concentration

Big tech has seen strong gains in 2023 and has outpaced most other sectors. In doing so, the S&P 500 has also performed well, but when you take away a handful of tech companies like Apple, Microsoft, Amazon, Meta and others, the S&P 500 is only up 2%. This is...

166. How to Properly Evaluate Investment Fees

166. How to Properly Evaluate Investment Fees

Every investor, whether you do it yourself or have professional help, needs to understand the fees they are paying because this is one of the most important factors attributing to investment performance overall. Fees can really eat into returns but they might also...

165. How to Stress Test Your Financial Plan

165. How to Stress Test Your Financial Plan

No one can predict the future of finance, so how do you make sure your portfolio is able to withstand the inevitable swings in the market? The answer is through stress testing, which has proven to be a valuable tool in financial planning. In this episode, Laura...

164. Beware of the Pitfalls of SECURE Act 2.0

164. Beware of the Pitfalls of SECURE Act 2.0

We’re more than halfway through 2023 and we’ve already seen the impact SECURE Act 2.0 has on retirement planning. These first six months have given the financial industry time to identify some of the potential pitfalls that the legislation creates for retirees. In...