Retirement Talk Podcast Episodes

annuities

184. What to Do About These High Interest Rates

184. What to Do About These High Interest Rates

Laura Stover, RFC®, takes on the topic of interest rates today, and how they relate to your financial future. It is important to consider the historical context of interest rates. Over the past few decades, interest rates have been kept artificially low by central...

174. What is an Annuity and When Is It A Smart Investment?

174. What is an Annuity and When Is It A Smart Investment?

Today, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the significance of having a solid plan in place, especially in the face of economic...

148. It Is The Perfect Time for Pre-Retirees to Consider FIAs

148. It Is The Perfect Time for Pre-Retirees to Consider FIAs

When things are down, everyone’s risk profile gets much more conservative. Emotions shift as the market does, and we spend a lot of time consulting clients to help them keep balance. One of the products that we discuss more in this type of environment is the fixed...

146. Are Bonds a Good Investment During a Recession?

146. Are Bonds a Good Investment During a Recession?

If you go back to October of 2022, you’ll find the worst 12-month period ever for bonds. With the pressure on the economy, bonds struggled right alongside many other investments. The last year showed us many investors move to bonds during periods of volatility, and...

135. Owning Individual Bonds vs Owning a Bond Fund

135. Owning Individual Bonds vs Owning a Bond Fund

This past year in the market has been difficult for just about everyone. Even conservative investors, who felt comfortable in bonds or fixed income have seen those returns near 40-year lows. As we look ahead to the new year and work with clients to build out...

134. Annuities are Continuing Their Record Breaking Year

134. Annuities are Continuing Their Record Breaking Year

Annuities have experienced drastic growth in 2022 as investors look for guaranteed income during a market correction, but should you be allocating money into fixed index annuities or other options? One of the goals of this show is to provide perspective on financial...

132. Why Fixed Index Annuities are Back

132. Why Fixed Index Annuities are Back

We’ve experienced a lot of market volatility this year and a tremendous rise in interest rates, and people are looking for ways for their dollar to grow to combat inflation. As people explore options for diversifying their portfolio, annuities are becoming a part of...

114. Annuities Vs. Bonds: What’s the Difference?

114. Annuities Vs. Bonds: What’s the Difference?

We are continuing our discussion this week on annuities and the value they have with a balanced portfolio. We’ll focus specifically on the differences between annuities and bonds with our special guest host, Joe Casey.  An annuity is a contract with an insurance...

113. The Relationship Between Interest Rates and Annuities

113. The Relationship Between Interest Rates and Annuities

We’ve been discussing the market and the volatility investors have been experiencing all year long. With this bear market many investors are wondering if they should move to cash because it’s safe. But, with 9.1% inflation rate we need to consider how to balance our...