Retirement Talk Podcast Episodes

market

165. How to Stress Test Your Financial Plan

165. How to Stress Test Your Financial Plan

No one can predict the future of finance, so how do you make sure your portfolio is able to withstand the inevitable swings in the market? The answer is through stress testing, which has proven to be a valuable tool in financial planning. In this episode, Laura...

162. Diversification, Explained in Ice Cream

162. Diversification, Explained in Ice Cream

Diversification is a risk management strategy that mixes a wide variety of investments within a portfolio. We’d venture to guess that everyone who is listening to this podcast is very familiar with this concept, but it often gets confused with asset allocation. In...

156. Why Do We Keep Making the Same Investment Mistakes?

156. Why Do We Keep Making the Same Investment Mistakes?

Our relationship with money is much like the other emotional relationships we have in other parts of our lives. We tell ourselves we’re done making the same types of mistakes but end up repeating those same behaviors the next time the situation arises. The same thing...

148. It Is The Perfect Time for Pre-Retirees to Consider FIAs

148. It Is The Perfect Time for Pre-Retirees to Consider FIAs

When things are down, everyone’s risk profile gets much more conservative. Emotions shift as the market does, and we spend a lot of time consulting clients to help them keep balance. One of the products that we discuss more in this type of environment is the fixed...

135. Owning Individual Bonds vs Owning a Bond Fund

135. Owning Individual Bonds vs Owning a Bond Fund

This past year in the market has been difficult for just about everyone. Even conservative investors, who felt comfortable in bonds or fixed income have seen those returns near 40-year lows. As we look ahead to the new year and work with clients to build out...

129. 2022 – The Year in Review – What Lies Ahead?

129. 2022 – The Year in Review – What Lies Ahead?

Not many people expected 2022 to turn out the way it has from an economic standpoint as inflation, rising interest rates, and market declines have been in the headlines all year. The uneasiness has people asking us to explain how it got to this point and when we’ll...

124. Navigating Market Volatility

124. Navigating Market Volatility

It’s difficult to feel settled when markets are falling and uncertainty clouds the future, but we know that corrections are a normal and essential part of the cyclical nature of the market. They release pressure on markets when equities rise too fast, but that doesn’t...

120. The Fed is Tanking the Market

120. The Fed is Tanking the Market

The common theme in the market this year has been volatility, and that hasn’t slowed down at all throughout the summer. The month of August saw the S&P 500 drop 4.2 percent after four straight days of declines, which was driven by the expectations stemming from...

115. The Fed Was Wrong

115. The Fed Was Wrong

Believe it or not, the Fed was wrong. It turns out the inflation we’ve been experiencing is not transitory. They thought these high prices would stick around for six months or less. However, that’s certainly not the case and consumer sentiment is very low. With this...

110. Why Volatility is the Wrong Measure of Investment Risk

110. Why Volatility is the Wrong Measure of Investment Risk

Do you truly understand the difference between volatility and risk? Modern portfolio theory was trademarked in the 1950s and is often still used today in our industry. This approach is still viable today and highlights understanding portfolio risk and the proper way...

106. Income Planning and Personalized Retirement Strategies

106. Income Planning and Personalized Retirement Strategies

One of the most important components of everyone’s retirement plan is their personalized income plan. So, on today’s episode, we are going to break down the advice of two experts in the financial industry: Wade Fouad and Michael Kitces. Determining how to efficiently...