Retirement Talk Podcast Episodes

retirement

184. What to Do About These High Interest Rates

184. What to Do About These High Interest Rates

Laura Stover, RFC®, takes on the topic of interest rates today, and how they relate to your financial future. It is important to consider the historical context of interest rates. Over the past few decades, interest rates have been kept artificially low by central...

164. Beware of the Pitfalls of SECURE Act 2.0

164. Beware of the Pitfalls of SECURE Act 2.0

We’re more than halfway through 2023 and we’ve already seen the impact SECURE Act 2.0 has on retirement planning. These first six months have given the financial industry time to identify some of the potential pitfalls that the legislation creates for retirees. In...

162. Diversification, Explained in Ice Cream

162. Diversification, Explained in Ice Cream

Diversification is a risk management strategy that mixes a wide variety of investments within a portfolio. We’d venture to guess that everyone who is listening to this podcast is very familiar with this concept, but it often gets confused with asset allocation. In...

159. How Life Insurers Can Provide Differentiated Retirement Benefits

159. How Life Insurers Can Provide Differentiated Retirement Benefits

We all have our own savings goals and dreams of retirement, but difficult markets and high inflation can be quite discouraging. Sometimes it feels like you’ll never achieve what you’ve hoped for. So what’s the secret to building wealth and reaching those goals? In...

158. A Path to $10 Million

158. A Path to $10 Million

We all have our own savings goals and dreams of retirement, but difficult markets and high inflation can be quite discouraging. Sometimes it feels like you’ll never achieve what you’ve hoped for. So what’s the secret to building wealth and reaching those goals? In...

157. A Framework for Assessing Variable Spending Strategies

157. A Framework for Assessing Variable Spending Strategies

Being flexible with spending absolutely matters in financial planning and it often gets overlooked when people step into retirement. Most people look at their budget and the assets that they’ve accumulated and that’s where they stop. In this episode, Laura Stover,...

155. How Long is Long Term?

155. How Long is Long Term?

We work with people that have investing questions all the time but there are two that investors often boil it down to. They want to know how long they need to be invested to be sure they don’t lose money and how long they need to stay invested to make sure they do...

153. If Not a 60-40 Portfolio, Then What?

153. If Not a 60-40 Portfolio, Then What?

A year like 2022 doesn’t come around too often but those significant market corrections we saw in both equities and bonds made many people begin to wonder about the effectiveness of the traditional 60/40 investment mix. Some people are even saying that there is no...

145. Planning Your First Required Minimum Distribution

145. Planning Your First Required Minimum Distribution

For the vast majority of retirees, there will come a time when the IRS comes calling and you’re required to start taking money out of qualified retirement accounts. These required minimum distributions (RMDs) are a great planning opportunity and a chance to have some...