Retirement Talk Podcast Episodes

Volatility

165. How to Stress Test Your Financial Plan

165. How to Stress Test Your Financial Plan

No one can predict the future of finance, so how do you make sure your portfolio is able to withstand the inevitable swings in the market? The answer is through stress testing, which has proven to be a valuable tool in financial planning. In this episode, Laura...

148. It Is The Perfect Time for Pre-Retirees to Consider FIAs

148. It Is The Perfect Time for Pre-Retirees to Consider FIAs

When things are down, everyone’s risk profile gets much more conservative. Emotions shift as the market does, and we spend a lot of time consulting clients to help them keep balance. One of the products that we discuss more in this type of environment is the fixed...

135. Owning Individual Bonds vs Owning a Bond Fund

135. Owning Individual Bonds vs Owning a Bond Fund

This past year in the market has been difficult for just about everyone. Even conservative investors, who felt comfortable in bonds or fixed income have seen those returns near 40-year lows. As we look ahead to the new year and work with clients to build out...

124. Navigating Market Volatility

124. Navigating Market Volatility

It’s difficult to feel settled when markets are falling and uncertainty clouds the future, but we know that corrections are a normal and essential part of the cyclical nature of the market. They release pressure on markets when equities rise too fast, but that doesn’t...

120. The Fed is Tanking the Market

120. The Fed is Tanking the Market

The common theme in the market this year has been volatility, and that hasn’t slowed down at all throughout the summer. The month of August saw the S&P 500 drop 4.2 percent after four straight days of declines, which was driven by the expectations stemming from...

115. The Fed Was Wrong

115. The Fed Was Wrong

Believe it or not, the Fed was wrong. It turns out the inflation we’ve been experiencing is not transitory. They thought these high prices would stick around for six months or less. However, that’s certainly not the case and consumer sentiment is very low. With this...

110. Why Volatility is the Wrong Measure of Investment Risk

110. Why Volatility is the Wrong Measure of Investment Risk

Do you truly understand the difference between volatility and risk? Modern portfolio theory was trademarked in the 1950s and is often still used today in our industry. This approach is still viable today and highlights understanding portfolio risk and the proper way...

94. Volatility in 2022 Market Update

94. Volatility in 2022 Market Update

Special Guest, CFA, Portfolio Manager David Wagner of Aptus Advisors, joins us on today’s episode to discuss the various factors contributing to market volatility in 2022. As a portfolio manager David is constantly studying the market, understanding the impact it has...

92. Volatility: The Retirement Killer

92. Volatility: The Retirement Killer

January ended up being a pretty volatile month in the market. With inflation, geopolitical tension, and rising interest rates we may see more volatility in the near future. What is the danger this poses to our retirement? A fear of outliving your money coupled with...