Episodes

123. Are iBonds Good to Have Right Now?

123. Are iBonds Good to Have Right Now?

In a year that’s been highlighted by uncertainty and volatility, iBonds have risen in popularity thanks to a guaranteed interest rate that’s been on the rise alongside inflation. Being able to generate a return of over 9% on your cash is pretty appealing, but should...

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122. The Perfectly Imperfect Investor

122. The Perfectly Imperfect Investor

When it comes to the world of investing, critiquing prior financial choices is a very common practice and it leads to us falling into the trap of hindsight bias. Studies have shown that people will go back and change opinions after the fact and then form new ones that...

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121. 3 Mistakes of a DIY Investor

121. 3 Mistakes of a DIY Investor

Most people enjoy being in control of their life and it’s hard to let go when it comes to money. That’s why it’s not a surprise that the do-it-yourself approach has cropped up everywhere over the past decade, but is DIY investing a successful strategy? We’re going to...

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120. The Fed is Tanking the Market

120. The Fed is Tanking the Market

The common theme in the market this year has been volatility, and that hasn’t slowed down at all throughout the summer. The month of August saw the S&P 500 drop 4.2 percent after four straight days of declines, which was driven by the expectations stemming from...

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118. What is a Safe Rate in Retirement?

118. What is a Safe Rate in Retirement?

After years and years of saving money, there will come a point where we need to make withdrawals for retirement income and have to begin taking money out of those IRA accounts and those qualified accounts. The question many pre-retirees and retirees have is how do you...

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117. Managing Sequence of Return Risk

117. Managing Sequence of Return Risk

We began the discussion on sequence of return risk on our last podcast and we want to continue addressing some key components to this risk. Not understanding how this impacts your portfolio can present a real threat to your retirement.  In this part of our discussion,...

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116. Understanding Sequence of Return Risk

116. Understanding Sequence of Return Risk

Understanding the sequence of return risk in your portfolio is one of the most important things we can learn about while planning for retirement and yet there is not enough conversation out there on this topic. We need to understand this risk even more now with a...

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115. The Fed Was Wrong

115. The Fed Was Wrong

Believe it or not, the Fed was wrong. It turns out the inflation we’ve been experiencing is not transitory. They thought these high prices would stick around for six months or less. However, that’s certainly not the case and consumer sentiment is very low. With this...

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114. Annuities Vs. Bonds: What’s the Difference?

114. Annuities Vs. Bonds: What’s the Difference?

We are continuing our discussion this week on annuities and the value they have with a balanced portfolio. We’ll focus specifically on the differences between annuities and bonds with our special guest host, Joe Casey.  An annuity is a contract with an insurance...

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113. The Relationship Between Interest Rates and Annuities

113. The Relationship Between Interest Rates and Annuities

We’ve been discussing the market and the volatility investors have been experiencing all year long. With this bear market many investors are wondering if they should move to cash because it’s safe. But, with 9.1% inflation rate we need to consider how to balance our...

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