Retirement Talk Podcast Episodes
Redefining Wealth with Laura Stover
Are you ready to redefine your wealth and retirement income? Listen in on the Retirement Talk Podcast as Laura Stover educates, entertains, and helps prepare listeners for retirement.
Subscribe & Listen Everywhere
Featured Episodes
147. The Best Retirement Plans of 2023
Americans have been falling behind on retirement planning for some time now, and the past two years have only increased the difficulty to save money and grow a nest egg. This recent trend emphasizes the importance of proper planning, and we want to share some of the...
146. Are Bonds a Good Investment During a Recession?
If you go back to October of 2022, youโll find the worst 12-month period ever for bonds. With the pressure on the economy, bonds struggled right alongside many other investments. The last year showed us many investors move to bonds during periods of volatility, and...
145. Planning Your First Required Minimum Distribution
For the vast majority of retirees, there will come a time when the IRS comes calling and youโre required to start taking money out of qualified retirement accounts. These required minimum distributions (RMDs) are a great planning opportunity and a chance to have some...
Episodes
174. What is an Annuity and When Is It A Smart Investment?
Today, Laura Stover, RFCยฎ and Michael Wallin, CFPยฎ discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the significance of having a solid plan in place, especially in the face of economic...
173. The Baby Boomer Dilemma Documentary Exposes Americaโs Failed Retirement Experiment
Laura Stover, RFCยฎ and Michael Wallin, CFPยฎ discuss the Baby Boomer Dilemma documentary and its implications for pre-retirees and retirees. The film talks about many topics we routinely cover on the show- the growing national debt crisis, the potential for higher tax...
172. Why 1966 Was The Worst Year to Retire (and why it matters in 2023)
Laura Stover, RFCยฎ and Michael Wallin, CFPยฎ discuss why 1966 was the worst year to retire and why it matters in 2023. They explore the market downturn in 1966 and its impact on retirees, as well as the similarities and differences between that time period and the...
171. Are You Making These 5 Common Portfolio Mistakes?
Investors often underestimate the risk in their portfolio.ย Today, ย Laura Stover, RFCยฎ and Michael Wallin, CFPยฎ break down 5 common portfolio mistakes, as outlined by Christine Benz in Morningstar.ย They are portfolio sprawl, when your assets often overlap and...
170. Retirement Risks
ย Retirement planning involves mitigating risk and understanding the various risks that retirees face. Laura Stover and Michael Wallin break down these risks today, including reduced earnings capacity, visible spending constraint, heightened investment risk, unknown...
169. Do You Have a Cookie Cutter Portfolio?
In this episode, Laura Stover, RFCยฎ and Michael Wallin, CFPยฎ, discuss the concept of a cookie-cutter retirement portfolio and its implications for retirees. They start by addressing the recent news of the US being downgraded due to its high debt levels. They...
168. What is a Registered Investment Advisor?
ย Once you make the decision to take the next step toward ensuring a solid financial future, the next is who you should work with. There are all types of financial professionals that provide a variety of services, and one that we get asked about is the registered...
167. Understanding Stock Market Concentration
Big tech has seen strong gains in 2023 and has outpaced most other sectors. In doing so, the S&P 500 has also performed well, but when you take away a handful of tech companies like Apple, Microsoft, Amazon, Meta and others, the S&P 500 is only up 2%. This is...
166. How to Properly Evaluate Investment Fees
Every investor, whether you do it yourself or have professional help, needs to understand the fees they are paying because this is one of the most important factors attributing to investment performance overall. Fees can really eat into returns but they might also...
165. How to Stress Test Your Financial Plan
No one can predict the future of finance, so how do you make sure your portfolio is able to withstand the inevitable swings in the market? The answer is through stress testing, which has proven to be a valuable tool in financial planning. In this episode, Laura...
164. Beware of the Pitfalls of SECURE Act 2.0
Weโre more than halfway through 2023 and weโve already seen the impact SECURE Act 2.0 has on retirement planning. These first six months have given the financial industry time to identify some of the potential pitfalls that the legislation creates for retirees. In...
163. 8 Reasons Advisors are Worth Their Fees
Fiscally conscious investors want to get the most for their money, and when it comes to working with an advisor, itโs important to understand the fee structure and what value theyโll provide. Now that anyone can research and access information at the click of a mouse,...
162. Diversification, Explained in Ice Cream
Diversification is a risk management strategy that mixes a wide variety of investments within a portfolio. Weโd venture to guess that everyone who is listening to this podcast is very familiar with this concept, but it often gets confused with asset allocation. In...
161. Economist Says Stock Market Will Witness Largest Crash Since 1929
We know thereโs always another market crash in the future, but should we be worried that itโs happening soon? An economist named Henrik Zeberg thinks so. He expects a massive blow-off top for equities in near future, and his belief is that the stock market could be...
160. Stock Market Cycles
Youโll never be able to predict the movement of the market but understanding the cycles will make you a better investor. The market goes through different phases and building out a purposeful portfolio will help you stick to your plan through the ups and downs. In...
159. How Life Insurers Can Provide Differentiated Retirement Benefits
We all have our own savings goals and dreams of retirement, but difficult markets and high inflation can be quite discouraging. Sometimes it feels like youโll never achieve what youโve hoped for. So whatโs the secret to building wealth and reaching those goals? In...
158. A Path to $10 Million
We all have our own savings goals and dreams of retirement, but difficult markets and high inflation can be quite discouraging. Sometimes it feels like youโll never achieve what youโve hoped for. So whatโs the secret to building wealth and reaching those goals? In...
157. A Framework for Assessing Variable Spending Strategies
Being flexible with spending absolutely matters in financial planning and it often gets overlooked when people step into retirement. Most people look at their budget and the assets that theyโve accumulated and thatโs where they stop. In this episode, Laura Stover,...
Subscribe to the Podcast
