Retirement Talk Podcast Episodes
Redefining Wealth with Laura Stover
Are you ready to redefine your wealth and retirement income? Listen in on the Retirement Talk Podcast as Laura Stover educates, entertains, and helps prepare listeners for retirement.
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Featured Episodes
147. The Best Retirement Plans of 2023
Americans have been falling behind on retirement planning for some time now, and the past two years have only increased the difficulty to save money and grow a nest egg. This recent trend emphasizes the importance of proper planning, and we want to share some of the...
146. Are Bonds a Good Investment During a Recession?
If you go back to October of 2022, you’ll find the worst 12-month period ever for bonds. With the pressure on the economy, bonds struggled right alongside many other investments. The last year showed us many investors move to bonds during periods of volatility, and...
145. Planning Your First Required Minimum Distribution
For the vast majority of retirees, there will come a time when the IRS comes calling and you’re required to start taking money out of qualified retirement accounts. These required minimum distributions (RMDs) are a great planning opportunity and a chance to have some...
Episodes
187. Time Segmentation, a Smart Way to Invest Retirement Money
Laura Stover, RFC® discusses the concept of time segmentation and its application in allocating retirement savings for a stable income during retirement. Time segmentation involves matching investments with the point in time when they will be needed to meet...
186. This Four-Part Retirement Strategy Can Help Withstand Bad Timing
Simple diversification used to be the go-to plan for a typical portfolio. A balanced plan of stocks, bonds, and cash would simply do the trick. But that type of diversification has been proven less effective in recent years with the abundance of market...
185. Navigating Investment Choice Overload: Tips To Become a Better Decision Maker
Today Laura Stover, RFC® explores the concept of choice overload and how it can affect your investment behavior and retirement planning. With so many options and information available to us, it's easy to feel overwhelmed and unsure of the best path to take. But...
184. What to Do About These High Interest Rates
Laura Stover, RFC®, takes on the topic of interest rates today, and how they relate to your financial future. It is important to consider the historical context of interest rates. Over the past few decades, interest rates have been kept artificially low by central...
183. Could an Israel-Hamas war change what the Fed does about interest rates?
Laura Stover, RFC® looks at the ongoing Israel-Hamas war and how it might affect interest rates and your financial future.. With ongoing uncertainty about the economy, wars in Europe and the Middle East, and protests at home, it's no wonder that Americans are taking a...
182. ‘Not QE’ Puts Fed Between A Rock And A Hard Place
Laura Stover, RFC® discusses the Federal Reserve's Bank Term Funding Program (BTFP) today, a topic that is often overlooked, but has significant implications for our economy.This program, which was introduced in response to the failures of banks earlier this...
181. The Fed is still pushing to get inflation down. Do people feel it?
Laura Stover, RFC® is discussing the recent decision by the Federal Reserve to leave interest rates unchanged and the potential implications for retirees and investors. We will also explore the ongoing efforts by the Fed to combat inflation and the impact it...
180. Consistency Is the Key to Investing When You’re Retired
Laura Stover, RFC is solo today for a special episode as we cover this week’s featured article from Kiplinger “Consistency Is the Key to Investing When You're Retired.” We need to focus on consistent returns rather than average returns or market fluctuations....
179. 5 Predictions For An Economic ‘Soft Landing’ That Were Totally Wrong
Laura Stover, RFC® is joined by guest co-host Darlene Tucker, CFP® today. This week’s weekend brief comes from Forbes: “5 Predictions For An Economic ‘Soft Landing’ That Were Totally Wrong.” With a lot of uncertainty in the world, and now 2 wars going on,...
178. What is a Major Advantage of Separately Managed Accounts?
In this week’s Retirement Talk podcast, with Laura Stover, RFC®, and Michael Wallin, CFP®, we delve into the major advantages of separately managed accounts (SMAs), a topic that doesn't often make its way into the podcasting world. SMAs can be a game-changer for those...
177. Investment Tradeoffs: Why You Should Know Your Return on Hassle Spectrum
On today’s show with Laura Stover, RFC®, and Michael Wallin, CFP®, we discuss this week’s featured article from the weekend brief: "Investment Trade Offs: Why You Should Know Your Return on the Hassle Spectrum." It's a critical consideration for investors, especially...
176. The Most Important Financial Goal in Retirement Isn’t What You Think
Laura Stover, RFC® and Michael Wallin, CFP® discuss the most important financial goal in retirement, which may not be what most people think. This week’s weekend brief is from Moshe Milevsky, a respected finance professor, who emphasizes the importance of reducing...
175. What Clients (Actually) Value Most in a Financial Advisor
In this episode of Retirement Talk: The Redefining Wealth Show, Laura Stover, RFC® and Michael Wallin, CFP® delve into what clients value most in a financial advisor. The importance of effective communication between clients and advisors and the need for a...
174. What is an Annuity and When Is It A Smart Investment?
Today, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the significance of having a solid plan in place, especially in the face of economic...
173. The Baby Boomer Dilemma Documentary Exposes America’s Failed Retirement Experiment
Laura Stover, RFC® and Michael Wallin, CFP® discuss the Baby Boomer Dilemma documentary and its implications for pre-retirees and retirees. The film talks about many topics we routinely cover on the show- the growing national debt crisis, the potential for higher tax...
172. Why 1966 Was The Worst Year to Retire (and why it matters in 2023)
Laura Stover, RFC® and Michael Wallin, CFP® discuss why 1966 was the worst year to retire and why it matters in 2023. They explore the market downturn in 1966 and its impact on retirees, as well as the similarities and differences between that time period and the...
171. Are You Making These 5 Common Portfolio Mistakes?
Investors often underestimate the risk in their portfolio. Today, Laura Stover, RFC® and Michael Wallin, CFP® break down 5 common portfolio mistakes, as outlined by Christine Benz in Morningstar. They are portfolio sprawl, when your assets often overlap and...
170. Retirement Risks
Retirement planning involves mitigating risk and understanding the various risks that retirees face. Laura Stover and Michael Wallin break down these risks today, including reduced earnings capacity, visible spending constraint, heightened investment risk, unknown...
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